Can I get a Walmart credit card with a 520 credit score? (2024)

Can I get a Walmart credit card with a 520 credit score?

To be approved for a Walmart credit card, you typically need a credit score in the fair to good range, which generally falls within the 580 to 740+ range. However, it's important to note that the specific credit score requirements may vary depending on the type of Walmart credit card you're applying for.

What is the minimum credit score needed for a Walmart credit card?

What credit score do you need for the Capital One Walmart Rewards credit card? You need a credit score of 640 or higher to qualify for a Capital One Walmart Rewards® Mastercard®.

Can you get approved for a credit card with a 520 credit score?

It is 180 points away from being a “good” credit score, which many people use as a benchmark, and 120 points from being “fair.” A 520 credit score won't knock any lenders' socks off, but it shouldn't completely prevent you from being approved for a credit card or loan, either.

Can I get a Walmart card with a 550 credit score?

What is the Walmart Credit Card credit score requirement? You need a credit score of 640 or higher to get the Capital One Walmart Rewards® Mastercard®, which means people with fair credit or better have a shot at getting approved.

What credit card can I get with 520?

Does everyone get approved for Walmart credit card?

No, it is not hard to get a Walmart Credit Card, though it's not especially easy, either. You need a credit score of 640, at a minimum. This means people with fair credit or better should have a shot at approval. The same applies for the Walmart® Store Card, too.

How hard is it to get a Walmart credit card?

To be approved for a Walmart credit card, you typically need a credit score in the fair to good range, which generally falls within the 580 to 740+ range. However, it's important to note that the specific credit score requirements may vary depending on the type of Walmart credit card you're applying for.

Can I get a Walmart credit card with bad credit?

You probably can't get a Walmart Credit Card (see Rates & Fees) with bad credit because this card requires at least fair credit for approval. That means your chances are best if your credit score is 640+. The Walmart® Store Card has the same credit score requirements, too.

What is the easiest store credit card to get with bad credit?

The best store credit cards for bad credit are the Montgomery Ward Credit Account and the Amazon Secured Credit Card. Both of these store credit cards accept applicants with bad credit scores, have $0 annual fees, and report to the major credit bureaus. They don't have a whole lot of competition, however.

Can I get a Best Buy credit card with a 520 credit score?

The Best Buy® Credit Card credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for the Best Buy® Credit Card. Approval odds are higher with the Best Buy Store Card; this card requires at least fair credit (640+ credit score recommended).

How big of a loan can I get with a 520 credit score?

The best personal loans for a 520 credit score are from Upstart. The company offers $1,000 - $50,000 with APRs of 6.4% - 35.99% and repayment periods of 36, 60 months.

What is the easiest Capital One card to get?

The Capital One Platinum Secured Credit Card (see rates and fees) is easier to qualify for because it's a secured card, which means you'll need a security deposit to open the card. Although the card doesn't come with any rewards, you'll have an easier time getting approved even if you have a weaker credit score.

What credit score is needed for a Target credit card?

Maria Adams, Credit Cards Moderator

You need fair credit or better to get approved for a Target Credit Card. For the best odds of being approved, it's recommended that you only apply for a Target Credit Card if your credit score is 640 or higher and you have enough income to afford monthly bill payments.

Is it easy to get approved for a Walmart credit card?

You need a credit score of 640 or higher to get the Capital One Walmart Rewards® Mastercard®, which means people with fair credit or better have a shot at getting approved.

What credit score do you need for a Kohl's card?

The Kohl's Credit Card approval requirements include a credit score of 640 or higher.

What is the easiest unsecured credit card to get with a 500 credit score?

The best unsecured credit card to get with a 500 credit score is the Credit One Visa card. This card offers a $300 starting credit limit, the potential for automatic credit line increase, and rewards on select purchases.

Which card is easiest to get approved for?

What store card can I get with a 570 credit score?

Does Walmart approve you right away?

There's always a chance to get Walmart Credit Card (see Rates & Fees) instant approval when you apply online or in-store. If you're instantly approved for either this card or the Walmart® Store Card, you may use your card to make purchases right away.

What is the best way to get a Walmart credit card?

The easiest way you can apply for the Walmart Credit Card is either online or over the phone at (800) 903-9177. Alternatively, you can apply at a Walmart store location or at a Capital One branch (the issuer). This is how you can apply for the Walmart® Store Card, too.

What is the starting credit limit for Walmart Mastercard?

While the minimum credit limit on the Capital One Walmart Rewards® Card is $300, the actual amount will be based on your creditworthiness.

What credit card can you get with a 500 credit score?

What credit card can I get with a 550 credit score?

One of the best credit cards for a 550 credit score is the OpenSky® Plus Secured Visa® Credit Card because it has a $0 annual fee and there's no credit check when you apply, so approval is almost guaranteed. You just need $300 for a refundable security deposit and enough income to make monthly payments.

Does Walmart have 2 credit cards?

The two different Walmart credit cards are the Capital One Walmart Rewards® Mastercard® and the Walmart® Store Card, both of which offer 2% - 5% back on Walmart purchases and have no annual fee. The Walmart Credit Card works anywhere Mastercard is accepted, whereas the Walmart® Store Card is more limited.

What credit score do I need for Amazon credit card?

You must have a good credit score of at least 670 to be considered for either of the co-branded Amazon Signature Visa cards. Amazon also offers two store-only cards that are not credit cards and can only be used for purchases on Amazon.